Wow!
Easy Coverage, Real Benefits

Protection + Rewards,
All-in-One

Enjoy peace of mind, trusted protection, and rewards in a single HAPPI Membership.
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Choose Your Protection + Rewards Plan

Bronze

Subscription fee

RM12

per year
  • Personal Accident Coverage: Up to RM10,000
  • Earn 12 HAPPIcoins to redeem exciting lifestyle rewards

Silver

Most Popular
Subscription fee

RM99

per year
  • Personal Accident Coverage: Up to RM100,000
  • Earn 99 HAPPIcoins to redeem exciting lifestyle rewards

Gold

Subscription fee

RM188

per year
  • Personal Accident Coverage: Up to RM200,000
  • Earn 188 HAPPIcoins to redeem exciting lifestyle rewards

Platinum

Subscription fee

RM288

per year
  • Personal Accident Coverage: Up to RM300,000
  • Earn 288 HAPPIcoins to redeem exciting lifestyle rewards

This embedded Personal Accident in the membership is provided by Chubb Insurance Malaysia Berhad or The Pacific Insurance Berhad. HAPPISAFE AI SDN. BHD. is the platform subscriber, Happisafe Consultancy is the intermediary representing The Pacific Insurance Berhad and Chubb Insurance Malaysia Berhad to provide insurance services.

There is other similar Personal Accident product that customer may consider purchasing directly from either The Pacific Insurance Berhad or Chubb Insurance Malaysia Berhad in which direct rebate maybe given. You may refer to The Pacific Insurance Berhad website or Chubb Insurance Malaysia Berhad website, or call Pacific Insurance Berhad toll free line : 1-800-88-1629 or Chubb Insurance Malaysia Berhad toll free line : 1800-88-3226 or email to Pacific or Chubb Insurance Malaysia Berhad for more information.

Your Everyday Reward

HAPPIcoin

Earn HAPPIcoins when you subscribe or get protected - redeem them for vouchers, services, and lifestyle rewards.

HAPPI Merchant

Discover lifestyle brands where you can use your HAPPIcoins for meals, spa treatments, health services & more.

How HAPPIcoin Works

  • Step 1 Get protected or refer and earn HAPPIcoins instantly.
  • Step 2 Redeem your favorite deal in the Redemption tab using HAPPIcoins.
  • Step 3 Tap your phone at the merchant's NFC device to verify redemption instantly.
  • Step 4 Enjoy your reward - haircut, coffee, karaoke & more!
HAPPI APP
Your Protection, Just a Tap Away

Get Started in Minutes Download HAPPI Today

  • Download HAPPI from the App Store or Google Play.
  • Enter your phone number to create your account securely.
  • Tell us a bit about yourself to unlock tailored protection.
  • Access your insurance + start earning HAPPIcoins instantly.

We're Always Here for You -The HAPPI Way

Need help? Creamy, your friendly assistant, is just a tap away here to guide you from setup to claims and more.

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Real stories. Real impact.

HAPPI Moments from Our Community

The app is clean and fast — I managed everything from signing up to tracking my HAPPIcoins without any stress... and even redeemed my first haircut for free!

Digital Marketer

Customer service was warm and helpful — they even explained my policy in simple terms. It felt like talking to a friend.

Young Professional

I’ve never enjoyed dealing with insurance before, but this feels different. Clear info, quick support, and *no fine print drama*.

Business Owner

I love how quick and clear everything is. No complicated steps, just straight-up protection.

Freelancer

HAPPI News

HAPPI Mobile App Launches on 8th August 2025! We're excited to announce the official launch of the HAPPI Mobile App (Version 1.0) on 8th August 2025!Designed for today's mobile lifestyle, the HAPPI app brings smarter insurance to your fingertips. Enjoy seamless access to protection plans, HAPPIcoin rewards, and lifestyle redemptions - all in one beautifully …

New HAPPI HQ Opens in Southkey, Johor on 8th August 2025 We're proud to share that our brand-new headquarters will officially open in Southkey, Johor on 8th August 2025.This new space reflects our growth and commitment to building a digital-first insurance ecosystem. To mark the occasion, we'll be launching a nationwide online awareness campaign -  …

“It only covers serious car crashes.” Nope — even minor slips, fractures, or sprains may be covered. “I’m young and healthy, I don’t need it.” Accidents don’t care about your age. They happen when you least expect. “It’s too expensive.” Some plans cost less than your daily coffee. “My company covers me.” Most company plans …

The recent explosion in KL damaged 87 homes and injured 114 people –a shocking reminder that your home deserves real protection.with HAPPI Home Insurance (from RM0.35/day), you’re covered for:  Fire, Lightning & Explosion Water Damage & Floods Theft & Accidental Damage Natural Disasters & Falling Trees Riot, Civil Unrest & Malicious Damage Loss of Money, …

Begin your HAPPI journey

Join HAPPI. Be Protected. Be Rewarded.

Peace of mind, real rewards just one click away.

10,000+ protected lives