Bronze
Subscription feeRM12per yearPersonal Accident Coverage: Up to RM10,000Earn 12 HAPPIcoins to redeem exciting lifestyle rewardsJoin Now 
Easy Coverage, Real Benefits

Enjoy peace of mind, trusted protection, and rewards in a single HAPPI Membership.

Subscription feeRM12per yearPersonal Accident Coverage: Up to RM10,000Earn 12 HAPPIcoins to redeem exciting lifestyle rewardsJoin Now
Subscription feeRM99per yearPersonal Accident Coverage: Up to RM100,000Earn 99 HAPPIcoins to redeem exciting lifestyle rewardsJoin Now
Subscription feeRM188per yearPersonal Accident Coverage: Up to RM200,000Earn 188 HAPPIcoins to redeem exciting lifestyle rewardsJoin Now
Subscription feeRM288per yearPersonal Accident Coverage: Up to RM300,000Earn 288 HAPPIcoins to redeem exciting lifestyle rewardsJoin Now This embedded Personal Accident coverage in the membership is provided by Chubb Insurance Malaysia Berhad, The Pacific Insurance Berhad, or Zurich Takaful Malaysia Berhad. HAPPISAFE AI SDN. BHD. is the platform subscriber, while Happisafe Consultancy is the intermediary representing The Pacific Insurance Berhad website, Chubb Insurance Malaysia Berhad website, and Zurich Takaful Malaysia Berhad website to provide insurance and takaful services.
There are other similar Personal Accident products that customers may consider purchasing directly from The Pacific Insurance Berhad, Chubb Insurance Malaysia Berhad, or Zurich Takaful Malaysia Berhad, where applicable. Direct rebates may be available depending on the provider. You may refer to the respective providers’ websites or contact The Pacific Insurance Berhad, Chubb Insurance Malaysia Berhad, or Zurich Takaful Malaysia Berhad directly for more information.



Find the right protection for what matters most to you.Simple, reliable, and made for your everyday life.

Earn HAPPIcoins when you subscribe or get protected. Redeem them for vouchers, services and lifestyle rewards.
Explore RewardsHAPPI connects you with handpicked merchants, bringing you more rewards, savings, and experiences you’ll love.
Learn More >More than insurance, real-life support.
Learn More >Real people, real care powered by technology
Learn More >Activate your HAPPI Membership.
Earn rewards when you refer friends or purchase products.
Redeem your rewards instantly in the app using HAPPIcoin. Enjoy your rewards!


Your Protection, Just a Tap Away
Search HAPPI Malaysia on the App Store or Google Play to download
Register with your mobile number and basic details.
Pick the plan that fits you, and start your membership.
Need help? Creamy, your friendly assistant, is just a tap away here to guide you from setup to claims and more.
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Real Stories, Real Impact
The app is quite easy to use. I signed up quite fast and can check my coverage and HAPPIcoins all in one place. I also redeemed a massage voucher for free, really worth it.
Natelie WongDigital MarketerThe customer service team was very friendly and helpful. They explained my policy in simple way, so I can understand better. They also patiently answered all my questions.
RaviYoung ProfessionalAt first I thought buying insurance will be troublesome, but actually the process was quite simple. Everything was clear and not much paperwork also.
Lisa TeoBusiness OwnerI like that the app is simple and everything easy to find. I can check my protection and rewards without going through too many steps.
Nur AinaFreelancer
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A great trip begins with exciting plans and the confidence of knowing there is protection along the way. With the right coverage in place, unexpect...
Peace of mind, real rewards just one click away.
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