WOW!

Easy Coverage, Real Benefits

Protection + Rewards,
All-in-One

Enjoy peace of mind, trusted protection, and rewards in a single HAPPI Membership.

HAPPI protection and rewards

Choose Your Protection + Rewards Plan

Bronze

Bronze HAPPIcoin membership
Subscription feeRM12per yearPersonal Accident Coverage: Up to RM10,000Earn 12 HAPPIcoins to redeem exciting lifestyle rewardsJoin Now

Gold

Gold HAPPIcoin membership
Subscription feeRM188per yearPersonal Accident Coverage: Up to RM200,000Earn 188 HAPPIcoins to redeem exciting lifestyle rewardsJoin Now

Platinum

Platinum HAPPIcoin membership
Subscription feeRM288per yearPersonal Accident Coverage: Up to RM300,000Earn 288 HAPPIcoins to redeem exciting lifestyle rewardsJoin Now

This embedded Personal Accident coverage in the membership is provided by Chubb Insurance Malaysia Berhad, The Pacific Insurance Berhad, or Zurich Takaful Malaysia Berhad. HAPPISAFE AI SDN. BHD. is the platform subscriber, while Happisafe Consultancy is the intermediary representing The Pacific Insurance Berhad website, Chubb Insurance Malaysia Berhad website, and Zurich Takaful Malaysia Berhad website to provide insurance and takaful services.

There are other similar Personal Accident products that customers may consider purchasing directly from The Pacific Insurance Berhad, Chubb Insurance Malaysia Berhad, or Zurich Takaful Malaysia Berhad, where applicable. Direct rebates may be available depending on the provider. You may refer to the respective providers’ websites or contact The Pacific Insurance Berhad, Chubb Insurance Malaysia Berhad, or Zurich Takaful Malaysia Berhad directly for more information.

Our Partners

Reinsurance Partner

Choose Your Coverage

Find the right protection for what matters most to you.Simple, reliable, and made for your everyday life.

HAPPIcoin
YOUR EVERYDAY REWARD

HAPPIcoin

Earn HAPPIcoins when you subscribe or get protected. Redeem them for vouchers, services and lifestyle rewards.

Explore Rewards

How HAPPIcoin Works

Step 1

Activate your HAPPI Membership.

Step 2

Earn rewards when you refer friends or purchase products.

Step 3

Redeem your rewards instantly in the app using HAPPIcoin. Enjoy your rewards!

HAPPIcoin redemption in the HAPPI app
HAPPI app on a phone
HAPPI APP

Your Protection, Just a Tap Away

Join in 3 Easy Steps
Get started in just a few minutes.

Search HAPPI Malaysia on the App Store or Google Play to download

Register with your mobile number and basic details.

Pick the plan that fits you, and start your membership.

We’re Always Here for You: The HAPPI Way

Need help? Creamy, your friendly assistant, is just a tap away here to guide you from setup to claims and more.

Ask Creamy ->
Creamy AI assistant
HAPPI STORIES

Real Stories, Real Impact

HAPPI Moments from Our Community

The customer service team was very friendly and helpful. They explained my policy in simple way, so I can understand better. They also patiently answered all my questions.

RaviRaviYoung Professional

At first I thought buying insurance will be troublesome, but actually the process was quite simple. Everything was clear and not much paperwork also.

Lisa TeoLisa TeoBusiness Owner

I like that the app is simple and everything easy to find. I can check my protection and rewards without going through too many steps.

Nur AinaNur AinaFreelancer
Begin your HAPPI journey

Join HAPPI. Get Protected.
Enjoy Rewards.

Peace of mind, real rewards just one click away.

Start from RM12/year ->