Unlock Lifestyle Perks with

Earn rewards when you protect what matters. HAPPIcoin lets you redeem vouchers online or real-world benefits through our exclusive merchant network.

What is HAPPIcoin

HAPPIcoin is our exclusive rewards program that lets you redeem vouchers, goods and services across various categories — from wellness to daily essentials.
Start enjoying more value with every insurance subscription you make.

Food & Beverage
Wellness
Entertainment
Lifestyle
Essentials
HAPPIcoin image-05

Get Instant Rewards.

As soon as you subscribe or purchase any plan, you’ll receive a bundle of Happicoins. Redeem them for everyday lifestyle perks —like a fresh new haircut or a relaxing massage so you can enjoy more of what you love with confidence.

Refer & Earn More.

Right now, the only way to stock up on additional Happicoins is by referring a friend to HAPPI. Every successful sign-up means more coins for you to spend on life’s little luxuries.

How HAPPIcoin Works

Go to “Redeem Now”

Pick a category: “Merchant” or “Voucher”

Each deal includes key details and highlights.
Confirm to redeem the deal.
Enter the 4-digit PIN to redeem your voucher.
Successfully redeemed. Check ‘My Vouchers’ to view.
Go to “Redeem Now”

Go to “My Vouchers” to use your deal

Redeem your preferred voucher from the list
Tap your FlashPay Card to redeem and enjoy your deal on the spot.

Go to “Redeem Now”

Go to “My Vouchers” to use your deal

Redeem your preferred voucher from the list
Tap “Use Now” and show the code at the counter to redeem.

FAQ

What are HAPPIcoin?
HAPPIcoin can be earned through the purchase or renewal of your HAPPI Membership. Each membership or product plan offers a different amount of HAPPIcoin. You can also earn more by referring friends and family to HAPPI.
Yes, HAPPIcoin are valid for redemption for up to one (1) year from the date they are issued, unless stated otherwise.
No, HAPPIcoin are not exchangeable for cash. They are exclusively redeemable for items or services through our approved merchant partners.