Unlock Lifestyle Perks with
Earn rewards when you protect what matters. HAPPIcoin lets you redeem vouchers online or real-world benefits through our exclusive merchant network.
What is HAPPIcoin 
HAPPIcoin is our exclusive rewards program that lets you redeem vouchers, goods and services across various categories — from wellness to daily essentials.
Start enjoying more value with every insurance subscription you make.
Food & Beverage
Wellness
Entertainment
Lifestyle
Essentials
Get Instant Rewards.
As soon as you subscribe or purchase any plan, you’ll receive a bundle of Happicoins. Redeem them for everyday lifestyle perks —like a fresh new haircut or a relaxing massage so you can enjoy more of what you love with confidence.
Refer & Earn More.
Right now, the only way to stock up on additional Happicoins is by referring a friend to HAPPI. Every successful sign-up means more coins for you to spend on life’s little luxuries.
How HAPPIcoin Works
FAQ
What are HAPPIcoin?
HAPPIcoin can be earned through the purchase or renewal of your HAPPI Membership. Each membership or product plan offers a different amount of HAPPIcoin. You can also earn more by referring friends and family to HAPPI.
Do HAPPIcoin expire?
Yes, HAPPIcoin are valid for redemption for up to one (1) year from the date they are issued, unless stated otherwise.
Can I redeem my HAPPIcoin for cash?
No, HAPPIcoin are not exchangeable for cash. They are exclusively redeemable for items or services through our approved merchant partners.












