Why HAPPI Merchants?
We believe that insurance shouldn’t just protect — it should reward. HAPPI Merchants let you redeem everyday perks with your HAPPIcoins at trusted businesses. It’s our way of making protection part of a rewarding lifestyle.
Top Picks
Leader Auto
Leader Auto offers one-stop solutions for window tint, car detailing, PPF (Paint Protective Film) Car Wrap (3D/3M/G-Guard).
Kopi Rakyat
Kopi Rakyat blends bold flavors with nostalgic warmth, uniting tradition and modernity for a rich, local coffee experience.
Heal Oasis
Malaysia’s top destination for luxury salon services and specialized scalp treatments, offering personalized care with advanced products and techniques for lasting hair and scalp health.
How It Works
Step 1
Choose your merchant
Step 2
Tap merchant card at outlet
Step 3
Enjoy your reward!
Our Merchants
