Personal Cyber Insurance

Shield Your Digital Life with Personal Cyber Insurance!

Protect yourself from cyber risks like fraud, identity theft, cyberbullying, and online shopping troubles with Personal Cyber Insurance (PCI). Enjoy worldwide coverage, an easy claims process and peace of mind, all at an affordable annual premium. Secure your digital life today!

Your All-in-One Digital Safety Net!

What This Covers

Navigate the online world confidently with Cyber Insurance, offering comprehensive protection against modern cyber risks. Covering financial losses, identity theft, cyberbullying, and secure e-commerce transactions, this policy ensures peace of mind and robust support for a safer, stress-free digital experience.

Electronic Fund Transfer Fraud

Online Retail Fraud

Identity Theft

Cyber Bullying

E-Commerce Purchase Protection

Coverage Details

Covered up to
1.1 Electronic Fund Transfer Fraud1.1
Electronic Fund Transfer Fraud
RM2,500
1.2 Online Retail Fraud1.2
Online Retail Fraud
RM1,000
1.3 Identity Theft1.3
Identity Theft

Reimburse you for identity theft expenses arising directly from an identity theft, which you first discovered during the policy period.

RM500
1.4 Cyber Bullying1.4
Cyber Bullying

Reimburse you for your cyber bullying expenses arising directly from cyber bullying that is first made against you in your personal capacity, during the policy period.

RM3,000
1.5 E-Commerce Purchase Protection1.5
E-Commerce Purchase Protection

Reimburse you for your material loss arising directly from non-delivery, accidental damage or theft of the product you purchased online during the policy period.

RM1,000

The Pacific Personal Cyber Insurance (PCI) Policy is designed to cover You for financial or material losses arising directly from any unexpected cyber threats or events. The policy provides cover for the following insured events and the coverage is on worldwide basis.

The policy is underwritten by The Pacific Insurance Berhad, Registration Number: 91603-K ('Pacific') who is licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia. HAPPISAFE AI SDN. BHD. is the platform subscriber to distribute the policy and Happisafe Consultancy is the intermediary representing Pacific to provide insurance services.

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*Subject to applicable Service Tax and Stamp Duty

There is other similar Cyber product that customer may consider purchasing directly from either The Pacific Insurance Berhad in which direct rebate maybe given. You may refer to The Pacific Insurance Berhad website or call The Pacific Insurance Berhad toll free line: 1-800-88-1629 or email to Pacific for more information.

Underwritten by The Pacific Insurance Berhad. Distributed by Happisafe Consultancy. The benefits payable under this certificate/policy are protected by PIDM up to the applicable limits. For more details, please refer to PIDM's TIPS Brochure or visit www.pidm.gov.my.

FAQs

Personal Cyber Insurance is designed to cover direct financial or material losses caused by unforeseen cyber threats or incidents. The coverage is on a 24-hour and worldwide basis.

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