Critical Illness Insurance
Critical Illness Cover: Stay Protected.
Your health shield — this plan has you covered! From early-stage diagnosis to serious conditions, it's a simple yet powerful cover. Enjoy extra care like ICU admission benefits, guaranteed survival payouts, and easy enrollment. With Happisafe, protectionis always within reach. No panic, just peace of mind.
Protection That's Ready When Life Isn't
What This Covers
With our Easy 5 Critical Illness Plan, you're supported through life's toughest health moments — from early detection to serious conditions like cancer, stroke, and more. Whether you're looking for essential coverage or complete peace of mind, Easy 5 gives you five key protections in one straightforward plan.
Stroke
Heart Attack
Kidney Failure
Coronary Artery Surgery
Coverage & Benefits
| Benefit | Coverage |
|---|---|
| Critical Illness Benefit | 100% of Face Amount |
| Early Critical Illness Benefit | 25% of Face Amount |
| Admission Event Benefit | 25% of Face Amount, subject to RM50,000 per life |
| Guaranteed Survival Benefit | 50% of annualised premium at the end of every 5 policy years |
| Bereavement Benefit | RM20,000 |
Annualised premium shall refer to the premium payable for the Policy Year
Coverage Details
| Critical Illness | Early Stage | Intermediate Stage | Advanced Stage |
|---|---|---|---|
| Cancer | Early Stage
| Intermediate Stage Carcinoma In-Situ of Specified Organs Treated with Radical Surgery | Advanced Stage Cancer |
| Stroke | Early Stage
| Intermediate Stage Carotid Artery Surgery | Advanced Stage Stroke |
| Heart Attack | Early Stage
| Intermediate Stage Cardiac Defibrillator Insertion | Advanced Stage Heart Attack |
| Kidney Failure | Early Stage
| Intermediate Stage Chronic Kidney Disease | Advanced Stage Kidney Failure |
| Coronary Artery Surgery | Early Stage
| Intermediate Stage Minimally Invasive Direct Coronary Artery Bypass (MIDCAB) | Advanced Stage Coronary Artery By-Pass Surgery |
This plan is underwritten by Manulife Insurance Berhad (200801013654 (814942-M)), a company licensed under the Financial Services Act 2013 and regulated by Bank Negara Malaysia.
This policy is distributed by Happisafe Consultancy, an authorised agent of Manulife. This is a brief product overview and is not exhaustive. Please refer to the Policy Wordings for full details, including exclusion and terms & conditions. For product inquiries or how to file a claim, please refer to the FAQs.
Choose Your Plan
FAQs
Manulife Easy 5 is a standalone, non-participating critical illness plan that provides coverage against 5 advanced stage critical illness and Intensive Care Unit (ICU) admission.
It offers:
- Lump sum payout upon diagnosis of early, intermediate, or advanced stage critical illness
- ICU admission benefit
- Guaranteed survival benefit every 5 years
- Bereavement benefit upon death