Peace of Mind on Every Drive

Auto insurance provides financial protection for your vehicle against accidental damage, theft, fire, and third-party liabilities, subject to the policy terms.

Both plans include basic protection for damage to your car and third-party liability.

Coverage includes accidents, fire, explosion, theft, malicious acts, impact damage, windscreen breakage, and incidents while in transit. Terms apply.

Common exclusions include loss of use, wear and tear, mechanical failure, consequential losses, convulsions of nature, and loss of electronic data. Please refer to the policy for the complete list.

If your car is not economical to repair or is stolen and not recovered, the insurer may pay the market value or sum insured, whichever is lower. The policy will terminate once payment is made.

If new original parts are used for repairs, and your car is improved as a result, you may need to contribute based on your car's age. The rate ranges from 0% (for cars less than 5 years old) up to 40% (for cars 10 years or older).

An extra RM400 may be deducted if the driver is under 21, holds a provisional/learner license, or is not named in policy. This is in addition to the standard excess unless exceptions apply.

The Market Value of your car is based on the ISM valuation at the time of loss. This helps avoid under-insurance and disputes over claim amounts.

You may contact your selected or preferred insurer for further product information. The insurer's contact details are available in the Policy Wording or Product Disclosure Sheet (PDS). You may also reach the chatbot for general information, guidance, and further assistance.