Critical Illness Insurance
Stay Support When You Need It Most
Your health backup plan. This is critical illness insurance has your back! From unexpected diagnoses to major medical expenses, it's a comprehensive financial safety net. With critical illness coverage, you're not just protecting your health, you're protecting your future. No panic, just power through!
Protection for What Life Brings
What This Covers
With our Easy 5 Critical Illness Plan, you’re supported through life’s toughest health moments from early-stage diagnosis to serious conditions such as cancer, stroke and more. Easy 5 brings key critical illness protection together in one straightforward plan for greater peace of mind.
Stroke
Heart Attack
Kidney Failure
Coronary Artery Surgery
Coverage & Benefits
| Benefit | Coverage |
|---|---|
| Critical Illness Benefit | 100% of Face Amount |
| Early Critical Illness Benefit | 25% of Face Amount |
| Admission Event Benefit | 25% of Face Amount, subject to RM50,000 per life |
| Guaranteed Survival Benefit | 50% of annualised premium at the end of every 5 policy years |
| Bereavement Benefit | RM20,000 |
Annualised premium shall refer to the premium payable for the Policy Year
Coverage Details
| Critical Illness | Early Stage | Intermediate Stage | Advanced Stage |
|---|---|---|---|
| Cancer | Early Stage
| Intermediate Stage Carcinoma In-Situ of Specified Organs Treated with Radical Surgery | Advanced Stage Cancer |
| Stroke | Early Stage
| Intermediate Stage Carotid Artery Surgery | Advanced Stage Stroke |
| Heart Attack | Early Stage
| Intermediate Stage Cardiac Defibrillator Insertion | Advanced Stage Heart Attack |
| Kidney Failure | Early Stage
| Intermediate Stage Chronic Kidney Disease | Advanced Stage Kidney Failure |
| Coronary Artery Surgery | Early Stage
| Intermediate Stage Minimally Invasive Direct Coronary Artery Bypass (MIDCAB) | Advanced Stage Coronary Artery By-Pass Surgery |
This product is underwritten by Manulife Insurance Berhad. Happy Forest (M) Sdn. Bhd. is the distributor of this plan. This plan is distributed through Happisafe AI Sdn. Bhd. to provide insurance services.
For full details of the terms, conditions and exclusions, please refer to the Policy Wordings and Product Disclosure Sheet.
For product inquiries, please refer to the Frequently Asked Questions (FAQ).
Choose Your Plan
FAQs
Manulife Easy 5 is a standalone, non-participating critical illness plan that provides coverage against 5 advanced stage critical illness and Intensive Care Unit (ICU) admission.
It offers:
- Lump sum payout upon diagnosis of early, intermediate, or advanced stage critical illness
- ICU admission benefit
- Guaranteed survival benefit every 5 years
- Bereavement benefit upon death