Home Content Insurance
Protect Your Home Content with Pacific Home
Stay covered against loss or damage to your household contents and personal belongings, whether from fire, theft, floods, or other unexpected insured events. Starting from just RM0.35 a day, our flexible plans give you and your family peace of mind, knowing what matters most is always safeguarded.
Protecting Memories, Not Just Belongings
What This Covers
Protect your household contents against covered events such as fire, lightning, explosion, flood, vandalism, subsidence and landslip. Flexible plans provide added protection and benefits to help give you greater peace of mind.
Explosion
Flood
Vandalism or Malicious Acts
Subsidence or Landslip
Coverage Details
Coverage up to| Insured Perils | Limit of Cover (per incident) |
|---|---|
| Fire and lightning, water damage, explosion, earthquake, windstorm, flood, malicious damage, impact or aircraft damage, riot and civil commotion, falling trees, accidental damage, subsidence or landslip | Up to 100% of sum insured |
| Theft, by forcible and violent entry, of contents from your house | |
| Occupier's liability of you and your family | Up to RM250,000 |
| Loss of money | Up to RM500 |
| Replacement of damaged locks and keys | Up to RM500 |
| Loss or damage to your pedal cycles | Up to RM500 |
| Debris removal | Up to RM2,000 |
| Out of pocket expenses | Up to RM2,000 |
| Repair of doors or windows | Up to RM1,000 |
| Title deeds, or documents | Up to RM2,500 |
| Coin, medal and stamp collections | Up to RM500 |
| Fire brigade charges | Up to RM5,000 |
| Freezer Food | Up to RM500 |
| Order to evacuate by Government Authority | Up to 50% of sum insured |
This product is underwritten by The Pacific Insurance Berhad (Co. Reg 198201011878). The HAPPI mobile app is operated by Happisafe AI Sdn Bhd (Co. Reg 202401018184) and made available through Happisafe Consultancy (Co. Reg 202403102713), an authorised intermediary of The Pacific Insurance Berhad to provide insurance services, including but not limited to product marketing, customer support, purchase assistance, policy delivery, and claims-related support.
For full details of the terms, conditions and exclusions, please refer to the Policy Wordings and Product Disclosure Sheet.
For product inquiries, please refer to the FAQs.
Choose Your Plan
*Subject to applicable Service Tax and Stamp Duty
There are other similar Home Content Insurance products that customers may consider purchasing directly from The Pacific Insurance Berhad, where applicable. Direct rebates may be available depending on the provider. You may refer to The Pacific Insurance Berhad’s website or contact The Pacific Insurance Berhad directly for more information.
Underwritten by The Pacific Insurance Berhad. Distributed by Happisafe Consultancy. The benefit(s) payable under eligible certificate/policy/product is(are) protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to limits. Please refer to PIDM’s TIPS Brochure, contact The Pacific Insurance Berhad, or visit PIDM’s website for more information.
FAQs
Home Contents Insurance protects your household contents and personal belongings against loss or damage caused by insured events such as fire, theft, flood, and other unexpected incidents - giving you and your family peace of mind.
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