Personal Cyber Insurance
Shield Your Digital Life with Personal Cyber Insurance!
Stay one step ahead of cyber risks. From safeguarding your online funds transfers and personal identity to coverage for cyberbullying and e-commerce fraud, we are here for you. Enjoy worldwide protection, hassle-free claims and access to an incident responder, all at an affordable premium.
Your All-in-One Digital Safety Net!
What This Covers
Personal Cyber Insurance (PCI) helps protect you from financial or material losses caused by unexpected cyber threats or incidents.
Online Retail Fraud
Identity Theft
Cyber Bullying
E-Commerce Purchase Protection
Coverage Details
Coverage up to1.1 Electronic Fund Transfer Fraud1.1
Electronic Fund Transfer Fraud
Reimburse you for your financial loss arising directly from a cyber event, which you first discovered during the policy period.
RM2,500
1.2 Online Retail Fraud1.2
Online Retail Fraud
Reimburse you for your financial loss arising directly from an online marketplace fraud, and consequently, non delivery, which you first discovered during the policy period.
RM1,000
1.3 Identity Theft1.3
Identity Theft
Reimburse you for identity theft expenses arising directly from an identity theft, which you first discovered during the policy period.
RM500
1.4 Cyber Bullying1.4
Cyber Bullying
Reimburse you for your cyber bullying expenses arising directly from cyber bullying that is first made against you in your personal capacity, during the policy period.
RM3,000
1.5 E-Commerce Purchase Protection1.5
E-Commerce Purchase Protection
Reimburse you for your material loss arising directly from non-delivery, accidental damage or theft of the product you purchased online during the policy period.
RM1,000
This product is underwritten by The Pacific Insurance Berhad (Co. Reg 198201011878). The HAPPI mobile app is operated by Happisafe AI Sdn Bhd (Co. Reg 202401018184) and made available through Happisafe Consultancy (Co. Reg 202403102713), an authorised intermediary of The Pacific Insurance Berhad to provide insurance services, including but not limited to product marketing, customer support, purchase assistance, policy delivery, and claims-related support.
For full details of the terms, conditions and exclusions, please refer to the Policy Wordings and Product Disclosure Sheet.
For product inquiries, please refer to the FAQs.
Choose Your Plan
*Subject to applicable Service Tax and Stamp Duty
There are other similar Personal Cyber Insurance products that customers may consider purchasing directly from The Pacific Insurance Berhad, where applicable. Direct rebates may be available depending on the provider. You may refer to The Pacific Insurance Berhad’s website or contact The Pacific Insurance Berhad directly for more information.
Underwritten by The Pacific Insurance Berhad. Distributed by Happisafe Consultancy. The benefit(s) payable under eligible certificate/policy/product is(are) protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to limits. Please refer to PIDM’s TIPS Brochure, contact The Pacific Insurance Berhad, or visit PIDM’s website for more information.
FAQs
Personal Cyber Insurance is designed to cover direct financial or material losses caused by unforeseen cyber threats or incidents. The coverage is on a 24-hour and worldwide basis.
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